Understanding Shopee MCC Codes
Shopee is Singapore's most popular e-commerce platform. Using the right credit card on Shopee can earn you up to 4 miles per dollar spent. Most Shopee purchases use MCC 5399 (Miscellaneous General Merchandise), which qualifies for online shopping bonuses on several cards.
Shopee MCC Codes
| Platform | MCC Code | Category |
|---|---|---|
| Shopee | 5399 | Miscellaneous General Merchandise |
| Shopee | 6536 | Miscellaneous General Merchandise |
Best Credit Cards for Shopee
1. HSBC Revolution
Rewards Rate: 4 MPD
Eligible: Included in whitelist
Spend Cap: Cap at $1,500 a month
View all cards for MCC 53992. UOB Preferred Platinum Visa
Rewards Rate: 4 MPD
Eligible: Included in whitelist and not excluded
Spend Cap: Cap at $600 a month per spend type
View all cards for MCC 53993. Citibank Rewards MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only - excludes travel-related MCCs (3000-3999 range)
View all cards for MCC 53994. Woman's World MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only
View all cards for MCC 53995. UOB Visa Signature
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Conditions: Offline: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
View all cards for MCC 53996. UOB KrisFlyer
Rewards Rate: 2.4 MPD
Eligible: Eligible under Online Shopping category
Spend Cap: Uncapped bonus
Conditions: Min S$1,000 annual spend on SIA Group required to unlock Accelerated Miles. Categories: Dining & Food Delivery, Online Shopping, Transport, and Online Travel (selected merchants).
View all cards for MCC 5399Cards That Do NOT Earn Bonuses on Shopee
- OCBC Rewards — Not in whitelist
- UOB Lady's Card — Not in whitelist
- UOB Lady's Solitaire — Not in whitelist
Tips to Maximize Shopee Rewards
- Use UOB PPV for consistent 4 MPD on all Shopee purchases
- Avoid paying via Shopee Pay — it may code as MCC 6536 and lose bonus rewards
- Stack credit card rewards with Shopee Coins for double dipping
- Check MCC before big purchases using CheckMCC
Frequently Asked Questions
What MCC code does Shopee use?
Shopee uses MCC 5399 (Miscellaneous General Merchandise) for most purchases including regular sellers, Shopee Mall, and Shopee Choice.
Which credit card is best for Shopee?
UOB PPV (Preferred Platinum Visa) is the best card for Shopee, earning 4 MPD (10X UNI$) on all Shopee purchases.
Does Shopee Pay earn the same rewards?
Not always. Shopee Pay often uses MCC 6536 (Financial Services), which many cards don't classify as "online shopping." Always check before using Shopee Pay.
Last Updated: April 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.