Understanding Lazada MCC Codes
Lazada is one of Singapore's leading e-commerce platforms. Lazada purchases typically code as MCC 5311 (Department Stores) or MCC 5399 (General Merchandise), both of which qualify for online shopping rewards on many Singapore credit cards.
Lazada MCC Codes
| Platform | MCC Code | Category |
|---|---|---|
| Lazada | 5311 | Department Stores / General Merchandise |
| Lazada | 5399 | Department Stores / General Merchandise |
Best Credit Cards for Lazada
1. HSBC Revolution
Rewards Rate: 4 MPD
Eligible: Included in whitelist
Spend Cap: Cap at $1,500 a month
View all cards for MCC 53112. OCBC Rewards
Rewards Rate: 4 MPD
Eligible: Included in whitelist
Spend Cap: Cap at $1,000 a month
View all cards for MCC 53113. UOB Preferred Platinum Visa
Rewards Rate: 4 MPD
Eligible: Included in whitelist and not excluded
Spend Cap: Cap at $600 a month per spend type
View all cards for MCC 53114. Citibank Rewards MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only - excludes travel-related MCCs (3000-3999 range)
View all cards for MCC 53115. Woman's World MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only
View all cards for MCC 53116. UOB Visa Signature
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Conditions: Offline: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
View all cards for MCC 53117. UOB Lady's Card
Rewards Rate: 4 MPD
Eligible: Eligible under Fashion category
Spend Cap: Cap at $1,000 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 53118. UOB Lady's Solitaire
Rewards Rate: 4 MPD
Eligible: Eligible under Fashion category
Spend Cap: Cap at $750 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 53119. UOB KrisFlyer
Rewards Rate: 2.4 MPD
Eligible: Eligible under Online Shopping category
Spend Cap: Uncapped bonus
Conditions: Min S$1,000 annual spend on SIA Group required to unlock Accelerated Miles. Categories: Dining & Food Delivery, Online Shopping, Transport, and Online Travel (selected merchants).
View all cards for MCC 5311Tips to Maximize Lazada Rewards
- UOB PPV earns 4 MPD on Lazada online purchases
- Lazada RedMart orders may code differently (MCC 5411 groceries)
- Use Lazada vouchers alongside credit card rewards for maximum savings
Frequently Asked Questions
What MCC code does Lazada use?
Lazada typically uses MCC 5311 (Department Stores) or MCC 5399 (General Merchandise) depending on the seller.
Which card is best for Lazada?
UOB PPV earns the best rewards on Lazada at 4 MPD on all online purchases.
Last Updated: April 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.