Groceries

Best Credit Card for NTUC FairPrice Singapore

NTUC FairPrice is Singapore's largest supermarket chain. In-store purchases code as MCC 5411 (Grocery Stores), while online orders via FairPrice Online may also code as MCC 5331 (Discount Stores). Sev...

Last updated: 30 April 2026
|Online & Offline|Singapore

Quick Reference: NTUC FairPrice

NTUC FairPrice MCC Codes
Grocery Stores / Supermarkets
Best Card
Citi Rewards MasterCard
Earns 4 MPD on online grocery purchases via FairPrice Online
Category
Groceries
Online & in-store

Understanding NTUC FairPrice MCC Codes

NTUC FairPrice is Singapore's largest supermarket chain. In-store purchases code as MCC 5411 (Grocery Stores), while online orders via FairPrice Online may also code as MCC 5331 (Discount Stores). Several cards offer bonus rewards on grocery spending.

NTUC FairPrice MCC Codes

PlatformMCC CodeCategory
NTUC FairPrice5411Grocery Stores / Supermarkets
NTUC FairPrice5331Grocery Stores / Supermarkets

Best Credit Cards for NTUC FairPrice

1. UOB Preferred Platinum Visa

Rewards Rate: 4 MPD

Eligible: Included in whitelist and not excluded

Spend Cap: Cap at $600 a month per spend type

View all cards for MCC 5411

2. Citibank Rewards MasterCard

Rewards Rate: 4 MPD

Eligible: Not excluded

Spend Cap: Cap at $1,000 a month

Conditions: Online spend only - excludes travel-related MCCs (3000-3999 range)

View all cards for MCC 5411

3. Woman's World MasterCard

Rewards Rate: 4 MPD

Eligible: Not excluded

Spend Cap: Cap at $1,000 a month

Conditions: Online spend only

View all cards for MCC 5411

4. UOB Visa Signature

Rewards Rate: 4 MPD

Eligible: Not excluded

Spend Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY

Conditions: Offline: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

View all cards for MCC 5411

5. UOB Lady's Card

Rewards Rate: 4 MPD

Eligible: Eligible under Family category

Spend Cap: Cap at $1,000 per calendar month per bonus category

Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

View all cards for MCC 5411

6. UOB Lady's Solitaire

Rewards Rate: 4 MPD

Eligible: Eligible under Family category

Spend Cap: Cap at $750 per calendar month per bonus category

Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

View all cards for MCC 5411

Cards That Do NOT Earn Bonuses on NTUC FairPrice

  • HSBC Revolution β€” Not in whitelist
  • OCBC Rewards β€” Not in whitelist
  • UOB KrisFlyer β€” Not in whitelist

Tips to Maximize NTUC FairPrice Rewards

  1. Use Citi Rewards for 4 MPD on FairPrice Online purchases
  2. In-store grocery spending earns fewer bonuses β€” check your card's offline terms
  3. FairPrice Online via the app counts as online spending for most cards
  4. Stack with NTUC Link points for additional savings

Frequently Asked Questions

What MCC code does FairPrice use?

FairPrice in-store uses MCC 5411 (Grocery Stores). Online orders may use MCC 5411 or MCC 5331.

Which card is best for FairPrice?

Citi Rewards MasterCard earns 4 MPD on FairPrice Online purchases. For in-store, check which cards offer grocery bonuses.

Last Updated: April 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.

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