Understanding Cold Storage MCC Codes
Cold Storage is a premium supermarket chain in Singapore. All purchases code as MCC 5411 (Grocery Stores), making them eligible for grocery bonus rewards on select credit cards.
Cold Storage MCC Codes
| Platform | MCC Code | Category |
|---|---|---|
| Cold Storage | 5411 | Grocery Stores / Supermarkets |
Best Credit Cards for Cold Storage
1. UOB Preferred Platinum Visa
Rewards Rate: 4 MPD
Eligible: Included in whitelist and not excluded
Spend Cap: Cap at $600 a month per spend type
View all cards for MCC 54112. Citibank Rewards MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only - excludes travel-related MCCs (3000-3999 range)
View all cards for MCC 54113. Woman's World MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only
View all cards for MCC 54114. UOB Visa Signature
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Conditions: Offline: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
View all cards for MCC 54115. UOB Lady's Card
Rewards Rate: 4 MPD
Eligible: Eligible under Family category
Spend Cap: Cap at $1,000 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 54116. UOB Lady's Solitaire
Rewards Rate: 4 MPD
Eligible: Eligible under Family category
Spend Cap: Cap at $750 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 5411Cards That Do NOT Earn Bonuses on Cold Storage
- HSBC Revolution — Not in whitelist
- OCBC Rewards — Not in whitelist
- UOB KrisFlyer — Not in whitelist
Tips to Maximize Cold Storage Rewards
- Online orders via Cold Storage website earn online shopping bonuses
- In-store purchases qualify for grocery-specific card bonuses
- Stack with PAssion POSB card for additional rebates
Frequently Asked Questions
What MCC code does Cold Storage use?
Cold Storage uses MCC 5411 (Grocery Stores / Supermarkets) for all purchases.
Last Updated: April 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.