Merchant MCC Guide

WOGI MCC Code: 5947 (Gift, Card, Novelty, and Souvenir Shops)

Complete guide to WOGI MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
Singapore โ€ข Online

Quick Stats for WOGI

๐Ÿ“Š MCC Code
Gift, Card, Novelty, and Souvenir Shops
๐Ÿ’ณ Eligible Cards
6
cards earn bonus
๐Ÿ’ฐ Best Rate
4 MPD
miles per dollar

What is WOGI's MCC Code?

WOGI uses MCC 5947 (Gift, Card, Novelty, and Souvenir Shops). This Merchant Category Code is used by credit card networks to classify transactions at WOGI.

When you use your credit card at WOGI, the transaction is tagged with MCC 5947. Your credit card issuer uses this code to determine what rewards you earnโ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for WOGI

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at WOGI:

โœ—OCBC Rewards
โœ—UOB Lady's Card
โœ—UOB Lady's Solitaire

Tips for Maximizing Rewards at WOGI

  • Use the card with the highest bonus rate for MCC 5947
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does WOGI use?

WOGI uses MCC 5947 (Gift, Card, Novelty, and Souvenir Shops). This code classifies the merchant as a gift, card, novelty, and souvenir shops business.

Which credit cards earn rewards at WOGI?

6 credit cards earn bonus rewards at WOGI: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB KrisFlyer.

What is the best credit card for WOGI?

The best card for WOGI is HSBC Revolution, earning 4 MPD.

How do I verify WOGI's MCC code?

Use CheckMCC's merchant lookup tool to verify WOGI's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

๐Ÿ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5947? Search by merchant name to verify their code and find eligible bonus cards.

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