Merchant MCC Guide

Wildseed Cafe MCC Code: 5812 (Eating Places, Restaurants)

Complete guide to Wildseed Cafe MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Wildseed Cafe

📊 MCC Code
Eating Places, Restaurants
💳 Eligible Cards
8
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Wildseed Cafe's MCC Code?

Wildseed Cafe uses MCC 5812 (Eating Places, Restaurants). This Merchant Category Code is used by credit card networks to classify transactions at Wildseed Cafe.

When you use your credit card at Wildseed Cafe, the transaction is tagged with MCC 5812. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Wildseed Cafe

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Dining category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Dining category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Wildseed Cafe:

OCBC Rewards

Tips for Maximizing Rewards at Wildseed Cafe

  • Use the card with the highest bonus rate for MCC 5812
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5812) as Wildseed Cafe:


Related Resources

Frequently Asked Questions

What MCC code does Wildseed Cafe use?

Wildseed Cafe uses MCC 5812 (Eating Places, Restaurants). This code classifies the merchant as a eating places, restaurants business.

Which credit cards earn rewards at Wildseed Cafe?

8 credit cards earn bonus rewards at Wildseed Cafe: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire, UOB KrisFlyer.

What is the best credit card for Wildseed Cafe?

The best card for Wildseed Cafe is HSBC Revolution, earning 4 MPD.

How do I verify Wildseed Cafe's MCC code?

Use CheckMCC's merchant lookup tool to verify Wildseed Cafe's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5812? Search by merchant name to verify their code and find eligible bonus cards.

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