Merchant MCC Guide

TYO NRT Bus MCC Code: 4131 (Bus Lines)

Complete guide to TYO NRT Bus MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
Japan β€’ Offline

Quick Stats for TYO NRT Bus

πŸ“Š MCC Code
Bus Lines
πŸ’³ Eligible Cards
3
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is TYO NRT Bus's MCC Code?

TYO NRT Bus uses MCC 4131 (Bus Lines). This Merchant Category Code is used by credit card networks to classify transactions at TYO NRT Bus.

When you use your credit card at TYO NRT Bus, the transaction is tagged with MCC 4131. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for TYO NRT Bus

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at TYO NRT Bus:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at TYO NRT Bus

  • Use the card with the highest bonus rate for MCC 4131
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does TYO NRT Bus use?

TYO NRT Bus uses MCC 4131 (Bus Lines). This code classifies the merchant as a bus lines business.

Which credit cards earn rewards at TYO NRT Bus?

3 credit cards earn bonus rewards at TYO NRT Bus: Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for TYO NRT Bus?

The best card for TYO NRT Bus is Citibank Rewards MasterCard, earning 4 MPD.

How do I verify TYO NRT Bus's MCC code?

Use CheckMCC's merchant lookup tool to verify TYO NRT Bus's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 4131? Search by merchant name to verify their code and find eligible bonus cards.

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