Merchant MCC Guide

The Vitamin Shoppe MCC Code: 5499 (Miscellaneous Food Stores)

Complete guide to The Vitamin Shoppe MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
โ€ข Offline

Quick Stats for The Vitamin Shoppe

๐Ÿ“Š MCC Code
Miscellaneous Food Stores
๐Ÿ’ณ Eligible Cards
6
cards earn bonus
๐Ÿ’ฐ Best Rate
4 MPD
miles per dollar

What is The Vitamin Shoppe's MCC Code?

The Vitamin Shoppe uses MCC 5499 (Miscellaneous Food Stores). This Merchant Category Code is used by credit card networks to classify transactions at The Vitamin Shoppe.

When you use your credit card at The Vitamin Shoppe, the transaction is tagged with MCC 5499. Your credit card issuer uses this code to determine what rewards you earnโ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for The Vitamin Shoppe

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Dining category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Dining category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at The Vitamin Shoppe:

โœ—HSBC Revolution
โœ—OCBC Rewards
โœ—UOB KrisFlyer

Tips for Maximizing Rewards at The Vitamin Shoppe

  • Use the card with the highest bonus rate for MCC 5499
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does The Vitamin Shoppe use?

The Vitamin Shoppe uses MCC 5499 (Miscellaneous Food Stores). This code classifies the merchant as a miscellaneous food stores business.

Which credit cards earn rewards at The Vitamin Shoppe?

6 credit cards earn bonus rewards at The Vitamin Shoppe: UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for The Vitamin Shoppe?

The best card for The Vitamin Shoppe is UOB Preferred Platinum Visa, earning 4 MPD.

How do I verify The Vitamin Shoppe's MCC code?

Use CheckMCC's merchant lookup tool to verify The Vitamin Shoppe's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

๐Ÿ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5499? Search by merchant name to verify their code and find eligible bonus cards.

๐Ÿ’ฌContact me via Telegram