Merchant MCC Guide

test-store MCC Code: 5411 (Grocery Stores, Supermarkets)

Complete guide to test-store MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
SGOnline

Quick Stats for test-store

📊 MCC Code
Grocery Stores, Supermarkets
💳 Eligible Cards
6
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is test-store's MCC Code?

test-store uses MCC 5411 (Grocery Stores, Supermarkets). This Merchant Category Code is used by credit card networks to classify transactions at test-store.

When you use your credit card at test-store, the transaction is tagged with MCC 5411. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for test-store

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Family category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Family category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at test-store:

HSBC Revolution
OCBC Rewards
UOB KrisFlyer

Tips for Maximizing Rewards at test-store

  • Use the card with the highest bonus rate for MCC 5411
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5411) as test-store:


Related Resources

Frequently Asked Questions

What MCC code does test-store use?

test-store uses MCC 5411 (Grocery Stores, Supermarkets). This code classifies the merchant as a grocery stores, supermarkets business.

Which credit cards earn rewards at test-store?

6 credit cards earn bonus rewards at test-store: UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for test-store?

The best card for test-store is UOB Preferred Platinum Visa, earning 4 MPD.

How do I verify test-store's MCC code?

Use CheckMCC's merchant lookup tool to verify test-store's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5411? Search by merchant name to verify their code and find eligible bonus cards.

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