What is Standard Chartered's MCC Code?
Standard Chartered uses MCC 6012 (Financial Institutions - Merchandise and Services). This Merchant Category Code is used by credit card networks to classify transactions at Standard Chartered.
When you use your credit card at Standard Chartered, the transaction is tagged with MCC 6012. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.
Best Credit Cards for Standard Chartered
No bonus cards found for Standard Chartered (MCC 6012). Most cards will earn base rewards (1 MPD) on this category.
Tips for Maximizing Rewards at Standard Chartered
- Use the card with the highest bonus rate for MCC 6012
- Track monthly caps to avoid missing out on bonus rewards
- Check if contactless vs inserted card affects your rewards rate
- Verify the MCC before making large purchases to ensure bonus eligibility
- Consider having multiple cards to maximize rewards across different spending categories