Merchant MCC Guide

Soul Trip MCC Code: 5947 (Gift, Card, Novelty, and Souvenir Shops)

Complete guide to Soul Trip MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Soul Trip

๐Ÿ“Š MCC Code
Gift, Card, Novelty, and Souvenir Shops
๐Ÿ’ณ Eligible Cards
6
cards earn bonus
๐Ÿ’ฐ Best Rate
4 MPD
miles per dollar

What is Soul Trip's MCC Code?

Soul Trip uses MCC 5947 (Gift, Card, Novelty, and Souvenir Shops). This Merchant Category Code is used by credit card networks to classify transactions at Soul Trip.

When you use your credit card at Soul Trip, the transaction is tagged with MCC 5947. Your credit card issuer uses this code to determine what rewards you earnโ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Soul Trip

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Soul Trip:

โœ—OCBC Rewards
โœ—UOB Lady's Card
โœ—UOB Lady's Solitaire

Tips for Maximizing Rewards at Soul Trip

  • Use the card with the highest bonus rate for MCC 5947
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Soul Trip use?

Soul Trip uses MCC 5947 (Gift, Card, Novelty, and Souvenir Shops). This code classifies the merchant as a gift, card, novelty, and souvenir shops business.

Which credit cards earn rewards at Soul Trip?

6 credit cards earn bonus rewards at Soul Trip: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB KrisFlyer.

What is the best credit card for Soul Trip?

The best card for Soul Trip is HSBC Revolution, earning 4 MPD.

How do I verify Soul Trip's MCC code?

Use CheckMCC's merchant lookup tool to verify Soul Trip's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

๐Ÿ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5947? Search by merchant name to verify their code and find eligible bonus cards.

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