Merchant MCC Guide

Sol Luminaire MCC Code: 5200 (Home Supply Warehouse Stores)

Complete guide to Sol Luminaire MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Sol Luminaire

πŸ“Š MCC Code
Home Supply Warehouse Stores
πŸ’³ Eligible Cards
3
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Sol Luminaire's MCC Code?

Sol Luminaire uses MCC 5200 (Home Supply Warehouse Stores). This Merchant Category Code is used by credit card networks to classify transactions at Sol Luminaire.

When you use your credit card at Sol Luminaire, the transaction is tagged with MCC 5200. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Sol Luminaire

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Sol Luminaire:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Sol Luminaire

  • Use the card with the highest bonus rate for MCC 5200
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5200) as Sol Luminaire:


Related Resources

Frequently Asked Questions

What MCC code does Sol Luminaire use?

Sol Luminaire uses MCC 5200 (Home Supply Warehouse Stores). This code classifies the merchant as a home supply warehouse stores business.

Which credit cards earn rewards at Sol Luminaire?

3 credit cards earn bonus rewards at Sol Luminaire: Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Sol Luminaire?

The best card for Sol Luminaire is Citibank Rewards MasterCard, earning 4 MPD.

How do I verify Sol Luminaire's MCC code?

Use CheckMCC's merchant lookup tool to verify Sol Luminaire's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5200? Search by merchant name to verify their code and find eligible bonus cards.

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