Merchant MCC Guide

Shophouse By Shangri-La MCC Code: 5462 (Bakeries)

Complete guide to Shophouse By Shangri-La MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Shophouse By Shangri-La

πŸ“Š MCC Code
Bakeries
πŸ’³ Eligible Cards
5
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Shophouse By Shangri-La's MCC Code?

Shophouse By Shangri-La uses MCC 5462 (Bakeries). This Merchant Category Code is used by credit card networks to classify transactions at Shophouse By Shangri-La.

When you use your credit card at Shophouse By Shangri-La, the transaction is tagged with MCC 5462. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Shophouse By Shangri-La

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Shophouse By Shangri-La:

βœ—OCBC Rewards
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Shophouse By Shangri-La

  • Use the card with the highest bonus rate for MCC 5462
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Shophouse By Shangri-La use?

Shophouse By Shangri-La uses MCC 5462 (Bakeries). This code classifies the merchant as a bakeries business.

Which credit cards earn rewards at Shophouse By Shangri-La?

5 credit cards earn bonus rewards at Shophouse By Shangri-La: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Shophouse By Shangri-La?

The best card for Shophouse By Shangri-La is HSBC Revolution, earning 4 MPD.

How do I verify Shophouse By Shangri-La's MCC code?

Use CheckMCC's merchant lookup tool to verify Shophouse By Shangri-La's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5462? Search by merchant name to verify their code and find eligible bonus cards.

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