Merchant MCC Guide

Shinnsato Okinawa Cuisine MCC Code: 5812 (Eating Places, Restaurants)

Complete guide to Shinnsato Okinawa Cuisine MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
Offline

Quick Stats for Shinnsato Okinawa Cuisine

📊 MCC Code
Eating Places, Restaurants
💳 Eligible Cards
8
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Shinnsato Okinawa Cuisine's MCC Code?

Shinnsato Okinawa Cuisine uses MCC 5812 (Eating Places, Restaurants). This Merchant Category Code is used by credit card networks to classify transactions at Shinnsato Okinawa Cuisine.

When you use your credit card at Shinnsato Okinawa Cuisine, the transaction is tagged with MCC 5812. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Shinnsato Okinawa Cuisine

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Dining category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Dining category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Shinnsato Okinawa Cuisine:

OCBC Rewards

Tips for Maximizing Rewards at Shinnsato Okinawa Cuisine

  • Use the card with the highest bonus rate for MCC 5812
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5812) as Shinnsato Okinawa Cuisine:


Related Resources

Frequently Asked Questions

What MCC code does Shinnsato Okinawa Cuisine use?

Shinnsato Okinawa Cuisine uses MCC 5812 (Eating Places, Restaurants). This code classifies the merchant as a eating places, restaurants business.

Which credit cards earn rewards at Shinnsato Okinawa Cuisine?

8 credit cards earn bonus rewards at Shinnsato Okinawa Cuisine: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire, UOB KrisFlyer.

What is the best credit card for Shinnsato Okinawa Cuisine?

The best card for Shinnsato Okinawa Cuisine is HSBC Revolution, earning 4 MPD.

How do I verify Shinnsato Okinawa Cuisine's MCC code?

Use CheckMCC's merchant lookup tool to verify Shinnsato Okinawa Cuisine's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5812? Search by merchant name to verify their code and find eligible bonus cards.

💬Contact me via Telegram