Merchant MCC Guide

Scandinavian Airline System MCC Code: 3016 (Airlines)

Complete guide to Scandinavian Airline System MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
β€’ Offline

Quick Stats for Scandinavian Airline System

πŸ“Š MCC Code
Airlines
πŸ’³ Eligible Cards
5
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Scandinavian Airline System's MCC Code?

Scandinavian Airline System uses MCC 3016 (Airlines). This Merchant Category Code is used by credit card networks to classify transactions at Scandinavian Airline System.

When you use your credit card at Scandinavian Airline System, the transaction is tagged with MCC 3016. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Scandinavian Airline System

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Travel category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Travel category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Scandinavian Airline System:

βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—Citibank Rewards MasterCard
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Scandinavian Airline System

  • Use the card with the highest bonus rate for MCC 3016
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Scandinavian Airline System use?

Scandinavian Airline System uses MCC 3016 (Airlines). This code classifies the merchant as a airlines business.

Which credit cards earn rewards at Scandinavian Airline System?

5 credit cards earn bonus rewards at Scandinavian Airline System: HSBC Revolution, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Scandinavian Airline System?

The best card for Scandinavian Airline System is HSBC Revolution, earning 4 MPD.

How do I verify Scandinavian Airline System's MCC code?

Use CheckMCC's merchant lookup tool to verify Scandinavian Airline System's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 3016? Search by merchant name to verify their code and find eligible bonus cards.

πŸ’¬Contact me via Telegram