Merchant MCC Guide

Ryderwear MCC Code: 5655 (Sports and Riding Apparel Stores)

Complete guide to Ryderwear MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Ryderwear

📊 MCC Code
Sports and Riding Apparel Stores
💳 Eligible Cards
7
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Ryderwear's MCC Code?

Ryderwear uses MCC 5655 (Sports and Riding Apparel Stores). This Merchant Category Code is used by credit card networks to classify transactions at Ryderwear.

When you use your credit card at Ryderwear, the transaction is tagged with MCC 5655. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Ryderwear

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

OCBC Rewards

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Fashion category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Fashion category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Ryderwear:

UOB Preferred Platinum Visa
UOB KrisFlyer

Tips for Maximizing Rewards at Ryderwear

  • Use the card with the highest bonus rate for MCC 5655
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Ryderwear use?

Ryderwear uses MCC 5655 (Sports and Riding Apparel Stores). This code classifies the merchant as a sports and riding apparel stores business.

Which credit cards earn rewards at Ryderwear?

7 credit cards earn bonus rewards at Ryderwear: HSBC Revolution, OCBC Rewards, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Ryderwear?

The best card for Ryderwear is HSBC Revolution, earning 4 MPD.

How do I verify Ryderwear's MCC code?

Use CheckMCC's merchant lookup tool to verify Ryderwear's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5655? Search by merchant name to verify their code and find eligible bonus cards.

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