Merchant MCC Guide

Rottnest Express MCC Code: 4111 (Local/Suburban Commuter Passenger Transportation)

Complete guide to Rottnest Express MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Rottnest Express

πŸ“Š MCC Code
Local/Suburban Commuter Passenger Transportation
πŸ’³ Eligible Cards
5
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Rottnest Express's MCC Code?

Rottnest Express uses MCC 4111 (Local/Suburban Commuter Passenger Transportation). This Merchant Category Code is used by credit card networks to classify transactions at Rottnest Express.

When you use your credit card at Rottnest Express, the transaction is tagged with MCC 4111. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Rottnest Express

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Transport category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Transport category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Rottnest Express:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—Citibank Rewards MasterCard

Tips for Maximizing Rewards at Rottnest Express

  • Use the card with the highest bonus rate for MCC 4111
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Rottnest Express use?

Rottnest Express uses MCC 4111 (Local/Suburban Commuter Passenger Transportation). This code classifies the merchant as a local/suburban commuter passenger transportation business.

Which credit cards earn rewards at Rottnest Express?

5 credit cards earn bonus rewards at Rottnest Express: Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire, UOB KrisFlyer.

What is the best credit card for Rottnest Express?

The best card for Rottnest Express is Woman's World MasterCard, earning 4 MPD.

How do I verify Rottnest Express's MCC code?

Use CheckMCC's merchant lookup tool to verify Rottnest Express's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 4111? Search by merchant name to verify their code and find eligible bonus cards.

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