Merchant MCC Guide

Rivercity House And Home MCC Code: 5712 (Furniture, Home Furnishings, and Equipment Stores)

Complete guide to Rivercity House And Home MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Rivercity House And Home

πŸ“Š MCC Code
Furniture, Home Furnishings, and Equipment Stores
πŸ’³ Eligible Cards
3
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Rivercity House And Home's MCC Code?

Rivercity House And Home uses MCC 5712 (Furniture, Home Furnishings, and Equipment Stores). This Merchant Category Code is used by credit card networks to classify transactions at Rivercity House And Home.

When you use your credit card at Rivercity House And Home, the transaction is tagged with MCC 5712. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Rivercity House And Home

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Rivercity House And Home:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Rivercity House And Home

  • Use the card with the highest bonus rate for MCC 5712
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Rivercity House And Home use?

Rivercity House And Home uses MCC 5712 (Furniture, Home Furnishings, and Equipment Stores). This code classifies the merchant as a furniture, home furnishings, and equipment stores business.

Which credit cards earn rewards at Rivercity House And Home?

3 credit cards earn bonus rewards at Rivercity House And Home: Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Rivercity House And Home?

The best card for Rivercity House And Home is Citibank Rewards MasterCard, earning 4 MPD.

How do I verify Rivercity House And Home's MCC code?

Use CheckMCC's merchant lookup tool to verify Rivercity House And Home's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5712? Search by merchant name to verify their code and find eligible bonus cards.

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