Merchant MCC Guide

Restaurant Depot MCC Code: 5411 (Grocery Stores, Supermarkets)

Complete guide to Restaurant Depot MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Restaurant Depot

📊 MCC Code
Grocery Stores, Supermarkets
💳 Eligible Cards
6
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Restaurant Depot's MCC Code?

Restaurant Depot uses MCC 5411 (Grocery Stores, Supermarkets). This Merchant Category Code is used by credit card networks to classify transactions at Restaurant Depot.

When you use your credit card at Restaurant Depot, the transaction is tagged with MCC 5411. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Restaurant Depot

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Family category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Family category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Restaurant Depot:

HSBC Revolution
OCBC Rewards
UOB KrisFlyer

Tips for Maximizing Rewards at Restaurant Depot

  • Use the card with the highest bonus rate for MCC 5411
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5411) as Restaurant Depot:


Related Resources

Frequently Asked Questions

What MCC code does Restaurant Depot use?

Restaurant Depot uses MCC 5411 (Grocery Stores, Supermarkets). This code classifies the merchant as a grocery stores, supermarkets business.

Which credit cards earn rewards at Restaurant Depot?

6 credit cards earn bonus rewards at Restaurant Depot: UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Restaurant Depot?

The best card for Restaurant Depot is UOB Preferred Platinum Visa, earning 4 MPD.

How do I verify Restaurant Depot's MCC code?

Use CheckMCC's merchant lookup tool to verify Restaurant Depot's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5411? Search by merchant name to verify their code and find eligible bonus cards.

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