What is Payless Car Rental's MCC Code?
Payless Car Rental uses MCC 3359 (Car Rental Agencies). This Merchant Category Code is used by credit card networks to classify transactions at Payless Car Rental.
When you use your credit card at Payless Car Rental, the transaction is tagged with MCC 3359. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.
Best Credit Cards for Payless Car Rental
HSBC Revolution
4 MPDIncluded in whitelist
Cap: Cap at $1,500 a month
Woman's World MasterCard
4 MPDNot excluded
Cap: Cap at $1,000 a month
Note: Online spend only
UOB Visa Signature
4 MPDNot excluded
Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
Cards That Don't Earn Bonus
These cards earn base rewards (1 MPD) at Payless Car Rental:
✗OCBC Rewards
✗UOB Preferred Platinum Visa
✗Citibank Rewards MasterCard
✗UOB Lady's Card
✗UOB Lady's Solitaire
✗UOB KrisFlyer
Tips for Maximizing Rewards at Payless Car Rental
- Use the card with the highest bonus rate for MCC 3359
- Track monthly caps to avoid missing out on bonus rewards
- Check if contactless vs inserted card affects your rewards rate
- Verify the MCC before making large purchases to ensure bonus eligibility
- Consider having multiple cards to maximize rewards across different spending categories