Merchant MCC Guide

Otterbox MCC Code: 5732 (Electronics Stores)

Complete guide to Otterbox MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Otterbox

📊 MCC Code
Electronics Stores
💳 Eligible Cards
6
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Otterbox's MCC Code?

Otterbox uses MCC 5732 (Electronics Stores). This Merchant Category Code is used by credit card networks to classify transactions at Otterbox.

When you use your credit card at Otterbox, the transaction is tagged with MCC 5732. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Otterbox

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Otterbox:

OCBC Rewards
UOB Lady's Card
UOB Lady's Solitaire

Tips for Maximizing Rewards at Otterbox

  • Use the card with the highest bonus rate for MCC 5732
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5732) as Otterbox:


Related Resources

Frequently Asked Questions

What MCC code does Otterbox use?

Otterbox uses MCC 5732 (Electronics Stores). This code classifies the merchant as a electronics stores business.

Which credit cards earn rewards at Otterbox?

6 credit cards earn bonus rewards at Otterbox: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB KrisFlyer.

What is the best credit card for Otterbox?

The best card for Otterbox is HSBC Revolution, earning 4 MPD.

How do I verify Otterbox's MCC code?

Use CheckMCC's merchant lookup tool to verify Otterbox's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5732? Search by merchant name to verify their code and find eligible bonus cards.

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