Merchant MCC Guide

Orix car rental Online MCC Code: 5964 (Direct Marketing - Catalog Merchant)

Complete guide to Orix car rental Online MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
Japan β€’ Online

Quick Stats for Orix car rental Online

πŸ“Š MCC Code
Direct Marketing - Catalog Merchant
πŸ’³ Eligible Cards
5
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Orix car rental Online's MCC Code?

Orix car rental Online uses MCC 5964 (Direct Marketing - Catalog Merchant). This Merchant Category Code is used by credit card networks to classify transactions at Orix car rental Online.

When you use your credit card at Orix car rental Online, the transaction is tagged with MCC 5964. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Orix car rental Online

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Orix car rental Online:

βœ—OCBC Rewards
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Orix car rental Online

  • Use the card with the highest bonus rate for MCC 5964
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Orix car rental Online use?

Orix car rental Online uses MCC 5964 (Direct Marketing - Catalog Merchant). This code classifies the merchant as a direct marketing - catalog merchant business.

Which credit cards earn rewards at Orix car rental Online?

5 credit cards earn bonus rewards at Orix car rental Online: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Orix car rental Online?

The best card for Orix car rental Online is HSBC Revolution, earning 4 MPD.

How do I verify Orix car rental Online's MCC code?

Use CheckMCC's merchant lookup tool to verify Orix car rental Online's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5964? Search by merchant name to verify their code and find eligible bonus cards.

πŸ’¬Contact me via Telegram