Merchant MCC Guide

Nph Auto Service MCC Code: 5511 (Car and Truck Dealers (New & Used))

Complete guide to Nph Auto Service MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Nph Auto Service

πŸ“Š MCC Code
Car and Truck Dealers (New & Used)
πŸ’³ Eligible Cards
3
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Nph Auto Service's MCC Code?

Nph Auto Service uses MCC 5511 (Car and Truck Dealers (New & Used)). This Merchant Category Code is used by credit card networks to classify transactions at Nph Auto Service.

When you use your credit card at Nph Auto Service, the transaction is tagged with MCC 5511. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Nph Auto Service

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Nph Auto Service:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Nph Auto Service

  • Use the card with the highest bonus rate for MCC 5511
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Nph Auto Service use?

Nph Auto Service uses MCC 5511 (Car and Truck Dealers (New & Used)). This code classifies the merchant as a car and truck dealers (new & used) business.

Which credit cards earn rewards at Nph Auto Service?

3 credit cards earn bonus rewards at Nph Auto Service: Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Nph Auto Service?

The best card for Nph Auto Service is Citibank Rewards MasterCard, earning 4 MPD.

How do I verify Nph Auto Service's MCC code?

Use CheckMCC's merchant lookup tool to verify Nph Auto Service's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5511? Search by merchant name to verify their code and find eligible bonus cards.

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