Merchant MCC Guide

Noel Gifts MCC Code: 5992 (Florists)

Complete guide to Noel Gifts MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Noel Gifts

πŸ“Š MCC Code
Florists
πŸ’³ Eligible Cards
5
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Noel Gifts's MCC Code?

Noel Gifts uses MCC 5992 (Florists). This Merchant Category Code is used by credit card networks to classify transactions at Noel Gifts.

When you use your credit card at Noel Gifts, the transaction is tagged with MCC 5992. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Noel Gifts

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Noel Gifts:

βœ—OCBC Rewards
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Noel Gifts

  • Use the card with the highest bonus rate for MCC 5992
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Noel Gifts use?

Noel Gifts uses MCC 5992 (Florists). This code classifies the merchant as a florists business.

Which credit cards earn rewards at Noel Gifts?

5 credit cards earn bonus rewards at Noel Gifts: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Noel Gifts?

The best card for Noel Gifts is HSBC Revolution, earning 4 MPD.

How do I verify Noel Gifts's MCC code?

Use CheckMCC's merchant lookup tool to verify Noel Gifts's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5992? Search by merchant name to verify their code and find eligible bonus cards.

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