Merchant MCC Guide

Millennium Downtown New York MCC Code: 7011 (Lodging - Hotels, Motels, and Resorts)

Complete guide to Millennium Downtown New York MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Millennium Downtown New York

πŸ“Š MCC Code
Lodging - Hotels, Motels, and Resorts
πŸ’³ Eligible Cards
4
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Millennium Downtown New York's MCC Code?

Millennium Downtown New York uses MCC 7011 (Lodging - Hotels, Motels, and Resorts). This Merchant Category Code is used by credit card networks to classify transactions at Millennium Downtown New York.

When you use your credit card at Millennium Downtown New York, the transaction is tagged with MCC 7011. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Millennium Downtown New York

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Travel category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Travel category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Millennium Downtown New York:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—Citibank Rewards MasterCard
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Millennium Downtown New York

  • Use the card with the highest bonus rate for MCC 7011
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Millennium Downtown New York use?

Millennium Downtown New York uses MCC 7011 (Lodging - Hotels, Motels, and Resorts). This code classifies the merchant as a lodging - hotels, motels, and resorts business.

Which credit cards earn rewards at Millennium Downtown New York?

4 credit cards earn bonus rewards at Millennium Downtown New York: Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Millennium Downtown New York?

The best card for Millennium Downtown New York is Woman's World MasterCard, earning 4 MPD.

How do I verify Millennium Downtown New York's MCC code?

Use CheckMCC's merchant lookup tool to verify Millennium Downtown New York's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 7011? Search by merchant name to verify their code and find eligible bonus cards.

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