Merchant MCC Guide

K-eta MCC Code: 5999 (Miscellaneous and Specialty Retail Stores)

Complete guide to K-eta MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
Singapore โ€ข Online

Quick Stats for K-eta

๐Ÿ“Š MCC Code
Miscellaneous and Specialty Retail Stores
๐Ÿ’ณ Eligible Cards
6
cards earn bonus
๐Ÿ’ฐ Best Rate
4 MPD
miles per dollar

What is K-eta's MCC Code?

K-eta uses MCC 5999 (Miscellaneous and Specialty Retail Stores). This Merchant Category Code is used by credit card networks to classify transactions at K-eta.

When you use your credit card at K-eta, the transaction is tagged with MCC 5999. Your credit card issuer uses this code to determine what rewards you earnโ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for K-eta

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at K-eta:

โœ—OCBC Rewards
โœ—UOB Lady's Card
โœ—UOB Lady's Solitaire

Tips for Maximizing Rewards at K-eta

  • Use the card with the highest bonus rate for MCC 5999
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does K-eta use?

K-eta uses MCC 5999 (Miscellaneous and Specialty Retail Stores). This code classifies the merchant as a miscellaneous and specialty retail stores business.

Which credit cards earn rewards at K-eta?

6 credit cards earn bonus rewards at K-eta: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB KrisFlyer.

What is the best credit card for K-eta?

The best card for K-eta is HSBC Revolution, earning 4 MPD.

How do I verify K-eta's MCC code?

Use CheckMCC's merchant lookup tool to verify K-eta's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

๐Ÿ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5999? Search by merchant name to verify their code and find eligible bonus cards.

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