What is James's MCC Code?
James uses MCC 8999 (Professional Services (Not Elsewhere Classified)). This Merchant Category Code is used by credit card networks to classify transactions at James.
When you use your credit card at James, the transaction is tagged with MCC 8999. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.
Best Credit Cards for James
No bonus cards found for James (MCC 8999). Most cards will earn base rewards (1 MPD) on this category.
Tips for Maximizing Rewards at James
- Use the card with the highest bonus rate for MCC 8999
- Track monthly caps to avoid missing out on bonus rewards
- Check if contactless vs inserted card affects your rewards rate
- Verify the MCC before making large purchases to ensure bonus eligibility
- Consider having multiple cards to maximize rewards across different spending categories