Merchant MCC Guide

Isla Verde Express MCC Code: 5813 (Drinking Places (Alcoholic Beverages))

Complete guide to Isla Verde Express MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Isla Verde Express

📊 MCC Code
Drinking Places (Alcoholic Beverages)
💳 Eligible Cards
7
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Isla Verde Express's MCC Code?

Isla Verde Express uses MCC 5813 (Drinking Places (Alcoholic Beverages)). This Merchant Category Code is used by credit card networks to classify transactions at Isla Verde Express.

When you use your credit card at Isla Verde Express, the transaction is tagged with MCC 5813. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Isla Verde Express

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Entertainment category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Entertainment category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Isla Verde Express:

OCBC Rewards
UOB Preferred Platinum Visa

Tips for Maximizing Rewards at Isla Verde Express

  • Use the card with the highest bonus rate for MCC 5813
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Isla Verde Express use?

Isla Verde Express uses MCC 5813 (Drinking Places (Alcoholic Beverages)). This code classifies the merchant as a drinking places (alcoholic beverages) business.

Which credit cards earn rewards at Isla Verde Express?

7 credit cards earn bonus rewards at Isla Verde Express: HSBC Revolution, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire, UOB KrisFlyer.

What is the best credit card for Isla Verde Express?

The best card for Isla Verde Express is HSBC Revolution, earning 4 MPD.

How do I verify Isla Verde Express's MCC code?

Use CheckMCC's merchant lookup tool to verify Isla Verde Express's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5813? Search by merchant name to verify their code and find eligible bonus cards.

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