Merchant MCC Guide

Hong Kong Egglet MCC Code: 5499 (Miscellaneous Food Stores)

Complete guide to Hong Kong Egglet MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Hong Kong Egglet

๐Ÿ“Š MCC Code
Miscellaneous Food Stores
๐Ÿ’ณ Eligible Cards
6
cards earn bonus
๐Ÿ’ฐ Best Rate
4 MPD
miles per dollar

What is Hong Kong Egglet's MCC Code?

Hong Kong Egglet uses MCC 5499 (Miscellaneous Food Stores). This Merchant Category Code is used by credit card networks to classify transactions at Hong Kong Egglet.

When you use your credit card at Hong Kong Egglet, the transaction is tagged with MCC 5499. Your credit card issuer uses this code to determine what rewards you earnโ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Hong Kong Egglet

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Dining category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Dining category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Hong Kong Egglet:

โœ—HSBC Revolution
โœ—OCBC Rewards
โœ—UOB KrisFlyer

Tips for Maximizing Rewards at Hong Kong Egglet

  • Use the card with the highest bonus rate for MCC 5499
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Hong Kong Egglet use?

Hong Kong Egglet uses MCC 5499 (Miscellaneous Food Stores). This code classifies the merchant as a miscellaneous food stores business.

Which credit cards earn rewards at Hong Kong Egglet?

6 credit cards earn bonus rewards at Hong Kong Egglet: UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Hong Kong Egglet?

The best card for Hong Kong Egglet is UOB Preferred Platinum Visa, earning 4 MPD.

How do I verify Hong Kong Egglet's MCC code?

Use CheckMCC's merchant lookup tool to verify Hong Kong Egglet's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

๐Ÿ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5499? Search by merchant name to verify their code and find eligible bonus cards.

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