Merchant MCC Guide

Hong Kong Airlines MCC Code: 4511 (Airlines, Air Carriers (not elsewhere classified))

Complete guide to Hong Kong Airlines MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Hong Kong Airlines

📊 MCC Code
4511
Airlines, Air Carriers (not elsewhere classified)
💳 Eligible Cards
5
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Hong Kong Airlines's MCC Code?

Hong Kong Airlines uses MCC 4511 (Airlines, Air Carriers (not elsewhere classified)). This Merchant Category Code is used by credit card networks to classify transactions at Hong Kong Airlines.

When you use your credit card at Hong Kong Airlines, the transaction is tagged with MCC 4511. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.

Best Credit Cards for Hong Kong Airlines

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Travel category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Travel category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Hong Kong Airlines:

✗OCBC Rewards
✗UOB Preferred Platinum Visa
✗Citibank Rewards MasterCard
✗UOB KrisFlyer

Tips for Maximizing Rewards at Hong Kong Airlines

  • Use the card with the highest bonus rate for MCC 4511
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Resources

View MCC 4511 DetailsBrowse All MCC Codes

Frequently Asked Questions

What MCC code does Hong Kong Airlines use?

Hong Kong Airlines uses MCC 4511 (Airlines, Air Carriers (not elsewhere classified)). This code classifies the merchant as a airlines, air carriers (not elsewhere classified) business.

Which credit cards earn rewards at Hong Kong Airlines?

5 credit cards earn bonus rewards at Hong Kong Airlines: HSBC Revolution, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Hong Kong Airlines?

The best card for Hong Kong Airlines is HSBC Revolution, earning 4 MPD.

How do I verify Hong Kong Airlines's MCC code?

Use CheckMCC's merchant lookup tool to verify Hong Kong Airlines's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 4511? Search by merchant name to verify their code and find eligible bonus cards.

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