Merchant MCC Guide

Giorgio Armani MCC Code: 5651 (Family Clothing Stores)

Complete guide to Giorgio Armani MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Giorgio Armani

📊 MCC Code
Family Clothing Stores
💳 Eligible Cards
9
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Giorgio Armani's MCC Code?

Giorgio Armani uses MCC 5651 (Family Clothing Stores). This Merchant Category Code is used by credit card networks to classify transactions at Giorgio Armani.

When you use your credit card at Giorgio Armani, the transaction is tagged with MCC 5651. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Giorgio Armani

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

OCBC Rewards

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Fashion category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Fashion category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Tips for Maximizing Rewards at Giorgio Armani

  • Use the card with the highest bonus rate for MCC 5651
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Giorgio Armani use?

Giorgio Armani uses MCC 5651 (Family Clothing Stores). This code classifies the merchant as a family clothing stores business.

Which credit cards earn rewards at Giorgio Armani?

9 credit cards earn bonus rewards at Giorgio Armani: HSBC Revolution, OCBC Rewards, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire, UOB KrisFlyer.

What is the best credit card for Giorgio Armani?

The best card for Giorgio Armani is HSBC Revolution, earning 4 MPD.

How do I verify Giorgio Armani's MCC code?

Use CheckMCC's merchant lookup tool to verify Giorgio Armani's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5651? Search by merchant name to verify their code and find eligible bonus cards.

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