Merchant MCC Guide

Fragrance Foodstuff-Ps MCC Code: 5499 (Miscellaneous Food Stores)

Complete guide to Fragrance Foodstuff-Ps MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Fragrance Foodstuff-Ps

๐Ÿ“Š MCC Code
Miscellaneous Food Stores
๐Ÿ’ณ Eligible Cards
6
cards earn bonus
๐Ÿ’ฐ Best Rate
4 MPD
miles per dollar

What is Fragrance Foodstuff-Ps's MCC Code?

Fragrance Foodstuff-Ps uses MCC 5499 (Miscellaneous Food Stores). This Merchant Category Code is used by credit card networks to classify transactions at Fragrance Foodstuff-Ps.

When you use your credit card at Fragrance Foodstuff-Ps, the transaction is tagged with MCC 5499. Your credit card issuer uses this code to determine what rewards you earnโ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Fragrance Foodstuff-Ps

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Dining category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Dining category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Fragrance Foodstuff-Ps:

โœ—HSBC Revolution
โœ—OCBC Rewards
โœ—UOB KrisFlyer

Tips for Maximizing Rewards at Fragrance Foodstuff-Ps

  • Use the card with the highest bonus rate for MCC 5499
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Fragrance Foodstuff-Ps use?

Fragrance Foodstuff-Ps uses MCC 5499 (Miscellaneous Food Stores). This code classifies the merchant as a miscellaneous food stores business.

Which credit cards earn rewards at Fragrance Foodstuff-Ps?

6 credit cards earn bonus rewards at Fragrance Foodstuff-Ps: UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Fragrance Foodstuff-Ps?

The best card for Fragrance Foodstuff-Ps is UOB Preferred Platinum Visa, earning 4 MPD.

How do I verify Fragrance Foodstuff-Ps's MCC code?

Use CheckMCC's merchant lookup tool to verify Fragrance Foodstuff-Ps's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

๐Ÿ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5499? Search by merchant name to verify their code and find eligible bonus cards.

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