Merchant MCC Guide

Fedex MCC Code: 5271 (Unknown MCC)

Complete guide to Fedex MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Fedex

πŸ“Š MCC Code
Unknown MCC
πŸ’³ Eligible Cards
3
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Fedex's MCC Code?

Fedex uses MCC 5271 (Unknown MCC). This Merchant Category Code is used by credit card networks to classify transactions at Fedex.

When you use your credit card at Fedex, the transaction is tagged with MCC 5271. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Fedex

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Fedex:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Fedex

  • Use the card with the highest bonus rate for MCC 5271
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Fedex use?

Fedex uses MCC 5271 (Unknown MCC). This code classifies the merchant as a unknown mcc business.

Which credit cards earn rewards at Fedex?

3 credit cards earn bonus rewards at Fedex: Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Fedex?

The best card for Fedex is Citibank Rewards MasterCard, earning 4 MPD.

How do I verify Fedex's MCC code?

Use CheckMCC's merchant lookup tool to verify Fedex's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5271? Search by merchant name to verify their code and find eligible bonus cards.

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