Merchant MCC Guide

Contours Express MCC Code: 7997 (Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses)

Complete guide to Contours Express MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Contours Express

πŸ“Š MCC Code
Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
πŸ’³ Eligible Cards
4
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Contours Express's MCC Code?

Contours Express uses MCC 7997 (Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses). This Merchant Category Code is used by credit card networks to classify transactions at Contours Express.

When you use your credit card at Contours Express, the transaction is tagged with MCC 7997. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Contours Express

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Contours Express:

βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Contours Express

  • Use the card with the highest bonus rate for MCC 7997
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Contours Express use?

Contours Express uses MCC 7997 (Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses). This code classifies the merchant as a membership clubs (sports, recreation, athletic), country clubs, and private golf courses business.

Which credit cards earn rewards at Contours Express?

4 credit cards earn bonus rewards at Contours Express: HSBC Revolution, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Contours Express?

The best card for Contours Express is HSBC Revolution, earning 4 MPD.

How do I verify Contours Express's MCC code?

Use CheckMCC's merchant lookup tool to verify Contours Express's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 7997? Search by merchant name to verify their code and find eligible bonus cards.

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