Merchant MCC Guide

Choice Optical MCC Code: 8043 (Opticians, Optical Goods, and Eyeglasses)

Complete guide to Choice Optical MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Choice Optical

πŸ“Š MCC Code
Opticians, Optical Goods, and Eyeglasses
πŸ’³ Eligible Cards
3
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Choice Optical's MCC Code?

Choice Optical uses MCC 8043 (Opticians, Optical Goods, and Eyeglasses). This Merchant Category Code is used by credit card networks to classify transactions at Choice Optical.

When you use your credit card at Choice Optical, the transaction is tagged with MCC 8043. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Choice Optical

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Choice Optical:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Choice Optical

  • Use the card with the highest bonus rate for MCC 8043
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Choice Optical use?

Choice Optical uses MCC 8043 (Opticians, Optical Goods, and Eyeglasses). This code classifies the merchant as a opticians, optical goods, and eyeglasses business.

Which credit cards earn rewards at Choice Optical?

3 credit cards earn bonus rewards at Choice Optical: Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Choice Optical?

The best card for Choice Optical is Citibank Rewards MasterCard, earning 4 MPD.

How do I verify Choice Optical's MCC code?

Use CheckMCC's merchant lookup tool to verify Choice Optical's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 8043? Search by merchant name to verify their code and find eligible bonus cards.

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