Merchant MCC Guide

Carlton Hotels MCC Code: 3716 (Unknown MCC)

Complete guide to Carlton Hotels MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Carlton Hotels

πŸ“Š MCC Code
Unknown MCC
πŸ’³ Eligible Cards
5
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Carlton Hotels's MCC Code?

Carlton Hotels uses MCC 3716 (Unknown MCC). This Merchant Category Code is used by credit card networks to classify transactions at Carlton Hotels.

When you use your credit card at Carlton Hotels, the transaction is tagged with MCC 3716. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Carlton Hotels

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Travel category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Travel category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Carlton Hotels:

βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—Citibank Rewards MasterCard
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Carlton Hotels

  • Use the card with the highest bonus rate for MCC 3716
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Carlton Hotels use?

Carlton Hotels uses MCC 3716 (Unknown MCC). This code classifies the merchant as a unknown mcc business.

Which credit cards earn rewards at Carlton Hotels?

5 credit cards earn bonus rewards at Carlton Hotels: HSBC Revolution, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Carlton Hotels?

The best card for Carlton Hotels is HSBC Revolution, earning 4 MPD.

How do I verify Carlton Hotels's MCC code?

Use CheckMCC's merchant lookup tool to verify Carlton Hotels's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 3716? Search by merchant name to verify their code and find eligible bonus cards.

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