Merchant MCC Guide

Black Pepper Multicuisine Restaurant Singapore MCC Code: 5812 (Eating Places, Restaurants)

Complete guide to Black Pepper Multicuisine Restaurant Singapore MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Black Pepper Multicuisine Restaurant Singapore

📊 MCC Code
Eating Places, Restaurants
💳 Eligible Cards
8
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Black Pepper Multicuisine Restaurant Singapore's MCC Code?

Black Pepper Multicuisine Restaurant Singapore uses MCC 5812 (Eating Places, Restaurants). This Merchant Category Code is used by credit card networks to classify transactions at Black Pepper Multicuisine Restaurant Singapore.

When you use your credit card at Black Pepper Multicuisine Restaurant Singapore, the transaction is tagged with MCC 5812. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Black Pepper Multicuisine Restaurant Singapore

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Dining category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Dining category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Black Pepper Multicuisine Restaurant Singapore:

OCBC Rewards

Tips for Maximizing Rewards at Black Pepper Multicuisine Restaurant Singapore

  • Use the card with the highest bonus rate for MCC 5812
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5812) as Black Pepper Multicuisine Restaurant Singapore:


Related Resources

Frequently Asked Questions

What MCC code does Black Pepper Multicuisine Restaurant Singapore use?

Black Pepper Multicuisine Restaurant Singapore uses MCC 5812 (Eating Places, Restaurants). This code classifies the merchant as a eating places, restaurants business.

Which credit cards earn rewards at Black Pepper Multicuisine Restaurant Singapore?

8 credit cards earn bonus rewards at Black Pepper Multicuisine Restaurant Singapore: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire, UOB KrisFlyer.

What is the best credit card for Black Pepper Multicuisine Restaurant Singapore?

The best card for Black Pepper Multicuisine Restaurant Singapore is HSBC Revolution, earning 4 MPD.

How do I verify Black Pepper Multicuisine Restaurant Singapore's MCC code?

Use CheckMCC's merchant lookup tool to verify Black Pepper Multicuisine Restaurant Singapore's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5812? Search by merchant name to verify their code and find eligible bonus cards.

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