Merchant MCC Guide

Best Western MCC Code: 3502 (Hotels, Motels, Resorts)

Complete guide to Best Western MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Best Western

πŸ“Š MCC Code
Hotels, Motels, Resorts
πŸ’³ Eligible Cards
5
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Best Western's MCC Code?

Best Western uses MCC 3502 (Hotels, Motels, Resorts). This Merchant Category Code is used by credit card networks to classify transactions at Best Western.

When you use your credit card at Best Western, the transaction is tagged with MCC 3502. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Best Western

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Travel category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Travel category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Best Western:

βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—Citibank Rewards MasterCard
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Best Western

  • Use the card with the highest bonus rate for MCC 3502
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Best Western use?

Best Western uses MCC 3502 (Hotels, Motels, Resorts). This code classifies the merchant as a hotels, motels, resorts business.

Which credit cards earn rewards at Best Western?

5 credit cards earn bonus rewards at Best Western: HSBC Revolution, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Best Western?

The best card for Best Western is HSBC Revolution, earning 4 MPD.

How do I verify Best Western's MCC code?

Use CheckMCC's merchant lookup tool to verify Best Western's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 3502? Search by merchant name to verify their code and find eligible bonus cards.

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