Merchant MCC Guide

Awfully Chocolate MCC Code: 5462 (Bakeries)

Complete guide to Awfully Chocolate MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Awfully Chocolate

πŸ“Š MCC Code
Bakeries
πŸ’³ Eligible Cards
5
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Awfully Chocolate's MCC Code?

Awfully Chocolate uses MCC 5462 (Bakeries). This Merchant Category Code is used by credit card networks to classify transactions at Awfully Chocolate.

When you use your credit card at Awfully Chocolate, the transaction is tagged with MCC 5462. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Awfully Chocolate

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Awfully Chocolate:

βœ—OCBC Rewards
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Awfully Chocolate

  • Use the card with the highest bonus rate for MCC 5462
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Awfully Chocolate use?

Awfully Chocolate uses MCC 5462 (Bakeries). This code classifies the merchant as a bakeries business.

Which credit cards earn rewards at Awfully Chocolate?

5 credit cards earn bonus rewards at Awfully Chocolate: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Awfully Chocolate?

The best card for Awfully Chocolate is HSBC Revolution, earning 4 MPD.

How do I verify Awfully Chocolate's MCC code?

Use CheckMCC's merchant lookup tool to verify Awfully Chocolate's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5462? Search by merchant name to verify their code and find eligible bonus cards.

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