Merchant MCC Guide

Avis Rent-A-Car MCC Code: 3389 (Car Rental Agencies)

Complete guide to Avis Rent-A-Car MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for Avis Rent-A-Car

πŸ“Š MCC Code
Car Rental Agencies
πŸ’³ Eligible Cards
3
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is Avis Rent-A-Car's MCC Code?

Avis Rent-A-Car uses MCC 3389 (Car Rental Agencies). This Merchant Category Code is used by credit card networks to classify transactions at Avis Rent-A-Car.

When you use your credit card at Avis Rent-A-Car, the transaction is tagged with MCC 3389. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for Avis Rent-A-Car

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,500 a month

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Avis Rent-A-Car:

βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—Citibank Rewards MasterCard
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at Avis Rent-A-Car

  • Use the card with the highest bonus rate for MCC 3389
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Avis Rent-A-Car use?

Avis Rent-A-Car uses MCC 3389 (Car Rental Agencies). This code classifies the merchant as a car rental agencies business.

Which credit cards earn rewards at Avis Rent-A-Car?

3 credit cards earn bonus rewards at Avis Rent-A-Car: HSBC Revolution, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for Avis Rent-A-Car?

The best card for Avis Rent-A-Car is HSBC Revolution, earning 4 MPD.

How do I verify Avis Rent-A-Car's MCC code?

Use CheckMCC's merchant lookup tool to verify Avis Rent-A-Car's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 3389? Search by merchant name to verify their code and find eligible bonus cards.

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