Merchant MCC Guide

808 Cycles MCC Code: 5940 (Unknown MCC)

Complete guide to 808 Cycles MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 21 May 2026
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Quick Stats for 808 Cycles

πŸ“Š MCC Code
Unknown MCC
πŸ’³ Eligible Cards
3
cards earn bonus
πŸ’° Best Rate
4 MPD
miles per dollar

What is 808 Cycles's MCC Code?

808 Cycles uses MCC 5940 (Unknown MCC). This Merchant Category Code is used by credit card networks to classify transactions at 808 Cycles.

When you use your credit card at 808 Cycles, the transaction is tagged with MCC 5940. Your credit card issuer uses this code to determine what rewards you earnβ€”whether it's bonus miles, cashback, or base points.


Best Credit Cards for 808 Cycles

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at 808 Cycles:

βœ—HSBC Revolution
βœ—OCBC Rewards
βœ—UOB Preferred Platinum Visa
βœ—UOB Lady's Card
βœ—UOB Lady's Solitaire
βœ—UOB KrisFlyer

Tips for Maximizing Rewards at 808 Cycles

  • Use the card with the highest bonus rate for MCC 5940
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does 808 Cycles use?

808 Cycles uses MCC 5940 (Unknown MCC). This code classifies the merchant as a unknown mcc business.

Which credit cards earn rewards at 808 Cycles?

3 credit cards earn bonus rewards at 808 Cycles: Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What is the best credit card for 808 Cycles?

The best card for 808 Cycles is Citibank Rewards MasterCard, earning 4 MPD.

How do I verify 808 Cycles's MCC code?

Use CheckMCC's merchant lookup tool to verify 808 Cycles's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

πŸ” Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5940? Search by merchant name to verify their code and find eligible bonus cards.

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