Quick Comparison
| Card | Rate | Monthly Cap | Notes |
|---|---|---|---|
| UOB Visa Signature | 4 MPD | Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY | Not excluded |
| HSBC Revolution | 1 MPD | - | Not in whitelist |
| OCBC Rewards | 1 MPD | - | Not in whitelist |
| UOB Preferred Platinum Visa | 1 MPD | - | Not in whitelist |
| Citibank Rewards MasterCard | 1 MPD | - | Excluded in blacklist |
| Woman's World MasterCard | 1 MPD | - | Excluded in blacklist |
| UOB Lady's Card | 1 MPD | - | Not in whitelist |
| UOB Lady's Solitaire | 1 MPD | - | Not in whitelist |
| UOB KrisFlyer | 1 MPD | - | Not in whitelist |
Detailed Card Analysis
UOB Visa Signature
4 MPDMonthly Cap:Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Eligibility:Not excluded
Special Conditions: Offline: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
💡 How to Choose the Right Card
- • Highest rate: Choose 4 MPD cards for maximum rewards
- • Check caps: Ensure your monthly spending fits within the cap
- • Read conditions: Some cards require contactless or mobile wallet
- • Consider FCY: Foreign currency transactions may have different rules
Frequently Asked Questions
Which card should I use for MCC 7399?
For MCC 7399 (Business Services (Not Elsewhere Classified)), we recommend UOB Visa Signature for its 4 MPD rate with a Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY.
Do these cards earn rewards on both online and offline spending for MCC 7399?
Check the special conditions for each card. Some cards like PPV have different rules for online vs offline transactions, while others like UOB Visa Signature work the same for both.
What happens if I exceed the monthly cap?
Once you hit the monthly cap, additional spending on that MCC earns the base rate (usually 1 MPD or 0.4% cashback). Consider using a secondary card to continue earning bonus rewards.