Expense Tracker

Track every dollar and the rewards it earns

Log your credit card expenses with automatic MCC classification. See exactly which rewards you're earning on every transaction, track spending by category, and optimize your card usage.

What you can do

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Log Expenses

Quickly add transactions with merchant name, amount, and date. We handle the rest.

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Auto MCC Detection

Automatically classifies each expense by Merchant Category Code so you know exactly how it's categorized.

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Rewards Tracking

See miles earned per transaction and track total rewards by category, card, or time period.

How it works

1
Step 1

Add an expense

Enter the merchant name, amount, and which card you used. Takes 10 seconds.

2
Step 2

We classify it

We look up the MCC code and calculate the miles or cashback earned based on your card's reward structure.

3
Step 3

Track & optimize

View spending breakdowns by category, see total rewards earned, and discover better card options.

Track by category

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Dining

MCC 5812

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Groceries

MCC 5411

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Petrol

MCC 5541

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Transport

MCC 4121

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Shopping

MCC 5399

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Travel

MCC 3000-3299

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Healthcare

MCC 5912

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Online

MCC Various

Why track your expenses

Never miss bonus miles

See at a glance whether you're using the right card for each category. Avoid spending on a card that earns 1x when another earns 4x.

Understand your spending patterns

Know exactly where your money goes by MCC category. Spot opportunities to shift spending to higher-reward categories.

Track minimum spend requirements

Keep tabs on how much you've spent toward card signup bonuses and annual fee waiver requirements.

Start tracking your rewards

Sign in to your CheckMCC account to log expenses and see your rewards breakdown.

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