Understanding GrabFood MCC Codes
GrabFood is Singapore's most popular food delivery service. GrabFood orders typically code as MCC 5812 (Eating Places) or MCC 5814 (Fast Food Restaurants), qualifying for dining bonus rewards on several credit cards.
GrabFood MCC Codes
Best Credit Cards for GrabFood
1. HSBC Revolution
Rewards Rate: 4 MPD
Eligible: Included in whitelist
Spend Cap: Cap at $1,500 a month
View all cards for MCC 58122. UOB Preferred Platinum Visa
Rewards Rate: 4 MPD
Eligible: Included in whitelist and not excluded
Spend Cap: Cap at $600 a month per spend type
View all cards for MCC 58123. Citibank Rewards MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only - excludes travel-related MCCs (3000-3999 range)
View all cards for MCC 58124. Woman's World MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only
View all cards for MCC 58125. UOB Visa Signature
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Conditions: Offline: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
View all cards for MCC 58126. UOB Lady's Card
Rewards Rate: 4 MPD
Eligible: Eligible under Dining category
Spend Cap: Cap at $1,000 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 58127. UOB Lady's Solitaire
Rewards Rate: 4 MPD
Eligible: Eligible under Dining category
Spend Cap: Cap at $750 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 58128. UOB KrisFlyer
Rewards Rate: 2.4 MPD
Eligible: Eligible under Dining & Food Delivery category
Spend Cap: Uncapped bonus
Conditions: Min S$1,000 annual spend on SIA Group required to unlock Accelerated Miles. Categories: Dining & Food Delivery, Online Shopping, Transport, and Online Travel (selected merchants).
View all cards for MCC 5812Cards That Do NOT Earn Bonuses on GrabFood
- OCBC Rewards — Not in whitelist
Tips to Maximize GrabFood Rewards
- Use HSBC Revolution for 4 MPD on GrabFood (dining category)
- OCBC Rewards also earns 4 MPD on dining including GrabFood
- Check if your card counts food delivery as "dining" or "online" — it varies by issuer
Frequently Asked Questions
Last Updated: April 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.