Understanding Agoda MCC Codes
Agoda transactions code as MCC 4722 (Travel Agencies). Important to check your card's MCC exclusions before booking.
Agoda MCC Codes
| Platform | MCC Code | Category |
|---|---|---|
| Agoda | 4722 | Travel Agencies |
Best Credit Cards for Agoda
1. Woman's World MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only
View all cards for MCC 47222. UOB Visa Signature
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Conditions: Offline: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
View all cards for MCC 47223. UOB Lady's Card
Rewards Rate: 4 MPD
Eligible: Eligible under Travel category
Spend Cap: Cap at $1,000 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 47224. UOB Lady's Solitaire
Rewards Rate: 4 MPD
Eligible: Eligible under Travel category
Spend Cap: Cap at $750 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 4722Cards That Do NOT Earn Bonuses on Agoda
- HSBC Revolution — Not in whitelist
- OCBC Rewards — Not in whitelist
- UOB Preferred Platinum Visa — Not in whitelist
- Citibank Rewards MasterCard — Excluded in blacklist
- UOB KrisFlyer — Not in whitelist
Tips to Maximize Agoda Rewards
- UOB PPV earns 4 MPD on Agoda bookings
- Agoda VIP discounts stack with credit card rewards
Frequently Asked Questions
What MCC code does Agoda use?
Agoda uses MCC 4722 (Travel Agencies).
Last Updated: April 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.